An exciting and scary time, this setting up a new business. I'm Dave Halper, formerly of CenterLife Counseling, and now embarking on this new adventure. Because this is considered a new business, I have to apply for contracts from the insurance companies, a process that they say will take 1 to 3 months! No guarantees that I will get a contract but my fingers are crossed! Private pay is an option and we can discuss the rate. Because I am a licensed provider, you can submit any fees to your HSA account for reimbursement. Thanks everyone for your patience during this transition.